PROPERTY AUSTRALIA
Newcastle Property
property in northeast,UK – can i buy now or wait for the bubble to burst? tx for replying?
budget <140K
only brand new home -2/3 BR
area- Gateshead-Newcastle
Sure…definitely wait a while but, in the meantime, check with a number of mortgage companies how much they’ll lend you. Even better get yourself ‘pre-approved’ before you begin looking.
First; this will help you establish the budget you can work to.
Second; you become even more valuable to any vendor in the sense you have physical proof of your viability.
Third; as prices do slow (or drop?) you can monitor what drops into your price range.
Overall, the UK economy is fairly resilient right now but the credit squeeze following the US sub prime disaster is rapidly seeping right the way through the markets.
Most Lenders have dramatically reduced the number of different types of mortgages they offer, and raised the qualifying factors to obtain a mortgage. So, it becomes even more important to know exactly where you stand with the different Lenders. Equally, fewer mortgages with the volume of property on the market will ensure a buyers market, which in turn will soften prices across the board.
Check with Motley Fool for the best mortgage deals. They showed the results of their own researches just a few weeks back. It’ll no doubt appear in their Archives somewhere.
Whatever you decide…wish you every success.
Newcastle Real Estate Home for Sale. $299250 4bd/2.75ba. – Gurgen Yesayan of HomesAndLandSearch.com
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